One of the other is typically ideally tailored to the special situations of individuals. Just one of the chapters is used for an individual claiming bankruptcy. Both chapters can’t be filed. Thus, the distinction between chapters 7 and 13 is necessary to consider. Any competent bankruptcy solicitor to find out the discrepancies between the two and how best with what you are seeking to do, one or the other. In all chapters, both bankruptcy lawyers are qualified and are competent to deal on either chapter 7 or chapter 13 filings.You may find more information at chapter 13.
A bankruptcy attorney is needed for any of these chapters to support a person file. The bankruptcy lawyers in both chapters are competent. You should determine the situation and suggest which of the two chapters fits well with your individual circumstances. Know that you don’t need to go to two separate lawyers while deciding whether to apply for either Chapter 7 or Chapter 13. The same solicitor will manage the one you want to file.
What can’t be overemphasised is that without professional advice, don’t attempt to make a choice as to whether chapter 7 or chapter 13 is correct for you. It might have been a major error. It might also be the case that you believe bankruptcy is, and it’s not, an answer for you. Any way, you need a bankruptcy solicitor to look through the specific situation and they will advise you which plan of action to pursue that would fit better for you. This is not a field for amateurs or enthusiasts who do it themselves. It’s serious and needs clinical assistance.