So you’re considering plastic surgery just don’t have the money to pay for it, and it’s not covered by your insurance policy. In today’s economy, it’s becoming more difficult to save money for a rainy day, let alone pay for elective surgery. However, because of the economy, plastic surgery clinics are seeking new ways to provide assured funding to prospective patients by credit companies they deal with directly. A health-care loan can also be applied for online.Do you want to learn more? view publisher site
The following health care credit companies provide guaranteed funding for cosmetic surgery:
Patients will take advantage of Capital One Healthcare Finance’s flexible payment plans and low interest rates. The Capital One package can be used to fund cosmetic surgery procedures ranging from $1500 to $25,000 in cost.
Care Credit will assist you in paying for elective surgical procedures that are not covered by your health insurance. Care Credit also offers patients low-cost recurring instalments that fit into their budget. A limit of $25,000 in guaranteed cosmetic surgery funding is available.
Surgery Financing provides a wide range of loan options with interest rates ranging from 4.9 percent to 17.9 percent and a variety of payment plans. Surgeryfinancing.com provides fixed-term loans up to 60 months, a 12-month no-interest deferred payment option, no pre-payment fees, and 0% interest on approved credit for loans ranging from $1,000 to $25,000.
For the first six months, Health One charges no interest. For a one-time order, there are no recurring payments. Interest rates are low, and loan amounts are big. Plastic surgery procedures such as bariatric surgery or cosmetic dentistry, as well as non-surgical cosmetic surgery options such as spa treatments and facial laser resurfacing, are protected by Health One. If your surgery is covered by your insurance provider, but the 20% co-pay cap is always a strain on your finances. Your co-payment would be covered by Health One.
MyMedicalLoan.com was designed to provide customers with simple and cost-effective ways to pay for medical costs incurred by the doctor’s office. We will help you secure funding through your doctor’s office for your needs, if you need a medical loan for cosmetic surgery, vision correction, or other medical treatments, even if you have less-than-perfect credit. However, if your credit isn’t perfect, you’ll need a co-signer. The loans range from $1,000 to $25,000 in value. Interest rates start at 9.99 percent and go up from there.
A fixed financing payment plan, which can be an easy way to pay for your treatment, is also available at Cosmetic Surgery Center. If they do, make sure to ask about the terms in detail and how they will affect your payments. Make sure your payment plan includes everything from your initial consultation to your follow-up appointments.
Request a personal loan from your bank and be upfront about your credit score. In reality, obtaining your credit report before applying for a loan might be in your best interests. Transunion, Experian, or Equifax will provide you with your credit report. If there are any discrepancies on the report, you should fix them to avoid paying higher interest rates. If your credit score falls short of their criteria, you can need a cosigner or collateral to secure the loan.